Single counterparty model.
One MiCA-aligned regulated counterparty for both legs. FINTRAC standing on the Canadian side. End-to-end audit trail in one system — no nostro relationships, no correspondent fees, no opacity.
Alphaex collapses the multi-bank correspondent chain into a single regulated relationship. Stablecoin-bridged settlement between fiat corridors, locked FX from quote to settlement, FATF Travel Rule on every leg, and a clean audit trail across both ends. EU and Canada live; UK, Switzerland, and Gulf in development.
Corridor architecture
A cross-border transfer through correspondent banking touches three to five intermediaries. Alphaex sits as a single regulated counterparty across both legs — collapsing the chain and the operational overhead of managing it.
One MiCA-aligned regulated counterparty for both legs. FINTRAC standing on the Canadian side. End-to-end audit trail in one system — no nostro relationships, no correspondent fees, no opacity.
Fiat at the edges, regulated stablecoin (USDC, USDT, EURC) between the corridor legs. Clients see fiat-in / fiat-out; the underlying movement is on-chain, with an on-chain settlement reference visible in the audit log.
Originator and beneficiary data on both legs of the corridor — outbound information transmitted, inbound counterparty verified, all over leading Travel Rule networks before settlement clears.
Single counterparty model
Traditional cross-border settlement runs through correspondent banks — each adding latency, cost, and opacity. Alphaex is one regulated relationship on both ends of the corridor. The transfer is end-to-end visible inside one platform, audit-logged once, and final on-chain in seconds — not days.
Stablecoin-bridged settlement
The corridor leg is a regulated stablecoin: USDC, USDT, or EURC, depending on the pair. Clients send fiat and receive fiat — the underlying movement is on-chain, atomic, and reflected in the audit log with the on-chain transaction reference. No bilateral pre-funding, no liquidity gaps, no broken accounting.
Locked corridor quotes
The corridor pair is quoted at an all-in rate — including FX margin, the bridge, and any network fees. The rate is locked from quote to settlement. Treasury teams know the cost up-front; finance teams reconcile against it without surprises. Settlement timeline is communicated based on corridor and network conditions.
Travel Rule on every leg
Every cross-corridor transfer carries FATF Travel Rule data on both legs — originator information transmitted on the outbound leg and beneficiary verification received on the inbound leg, all over leading Travel Rule networks before settlement clears. Counterparty data is verified against KYC records, not collected at the gateway.
Who uses cross-corridor settlement
Cross-Corridor Settlement is used by regulated institutions and corporates that need bank-grade compliance with on-chain settlement speed across borders.
Segment 01
Banks settling between EU and Canadian counterparties — using Alphaex as the regulated bridge instead of routing through multiple correspondent banks.
Segment 02
Multinational corporate treasuries moving operating capital between EU and Canadian subsidiaries — settling intercompany payments faster than traditional wires with full Travel Rule coverage.
Segment 03
Exporters and importers settling international trade in fiat or stablecoin — with locked FX quotes and on-chain settlement references for trade finance audit trails.
Segment 04
Asset managers managing portfolios across regulated corridors — distributing returns to LPs in their preferred currency without operational drag from correspondent banking chains.
Segment 05
Institutional commodity trading desks settling across counterparties in different fiat zones — using Alphaex as the regulated FX and settlement counterparty for commodity-linked stablecoin flows.
Segment 06
Licensed remittance and cross-border payment operators using Alphaex as the regulated digital asset infrastructure layer behind their consumer-facing brand.
Corridor & Compliance Stack
Alphaex Cross-Corridor Settlement operates under live regulatory standing on both ends of the active corridor — MiCA CASP application filed in the EU and FINTRAC registration in Canada. Additional corridors are in development under separate licence applications in their respective jurisdictions.
| EU Side · MiCA CASP | Bank of Lithuania | Filed April 2026 |
| Canada Side · FINTRAC | Registered Entity | Active |
| Stablecoin Bridge | USDC + USDT + EURC | Active |
| FX Provider | Regulated FX desk | Active |
| FATF Travel Rule | TRP / Notabene | Live |
| AML / KYT Screening | Chainalysis + Elliptic | Active |
| Additional Corridors | UK / Switzerland / Gulf | In Development |
Alphaex is accepting institutional onboarding applications for Cross-Corridor Settlement on the EU-Canada corridor. Additional corridors are in licensing or in development. Begin onboarding to be sequenced into the live corridor and pre-positioned for the next.
Institutional clients only. Subject to KYB review. Alphaex Digital Vault UAB · MiCA CASP Application Filed · Bank of Lithuania · April 2026.