Cross-Border Payments · MiCA-Aligned

Cross-border payments. Zero correspondent chain.

Alphaex Payments moves institutional value across borders through one regulated counterparty. Multi-currency accounts on fiat and stablecoin rails, FATF Travel Rule on every leg, multi-vendor sanctions screening, and atomic on-chain settlement — typically final within twenty seconds.

20+ Currency Pairs
~18s Average Finality
100% Travel Rule Coverage
5 Sanctions Lists Screened

Built for the regulated balance sheet

Three foundations under every payment.

Identity, screening, and finality — encoded into the rail itself, not bolted on at the gateway.

Multi-currency rails.

Twenty-plus stablecoin and fiat currency pairs on a single platform. USDC, USDT, EURC, USD, EUR, GBP, CAD — one regulated relationship across the full rail set.

Compliance built in.

FATF Travel Rule data on every cross-border leg. Sanctions pre-screening across OFAC, EU, UK, FINTRAC, and UN before signature. Block at submission, not flag after settlement.

Atomic settlement.

Two confirmations. Final to balance sheet. No reversibility, no chargebacks, no settlement risk after confirmation. Treasury teams book payments to ledger with certainty.

Multi-currency accounts

One platform. Every currency you settle in.

Hold balances in stablecoin and fiat from the same account. Receive in EUR, settle in USDC, hold in EURC, pay out in CAD — all under one regulated counterparty, with a unified balance view that ties to on-chain custody state in real time.

  • USD, EUR, GBP, CAD, AED + USDC, USDT, EURC
  • Local-rail account details where supported
  • Single regulated counterparty across the entire rail set
Request rail map

See payments as they happen

Live transaction feed. Compliance status on every leg.

A live feed of every payment moving through the platform — inbound, outbound, screening, routing, cleared. Each entry shows the corridor pair, the amount, the screening status, and the audit log reference. Treasury teams know where every payment is at every moment.

  • Inbound and outbound payments in a single view
  • Screening status on every leg — pass, hold, or escalate
  • Webhooks to feed your existing operations dashboard
Request webhook contract

Instant FX conversion

Convert instantly. Settle predictably.

Move balances between fiat and stablecoin or between any two supported currencies. Quote, lock, settle. The rate is locked from quote to settlement so treasury teams operate against a known cost — not a moving target. Margin is disclosed up-front, not buried in a spread.

  • Locked FX from quote to settlement
  • Transparent margin disclosed up-front, no hidden spread
  • Stablecoin ↔ fiat without third-party FX desk
Request FX margin sheet

Atomic settlement

Two confirmations. Final to balance sheet.

Every payment runs through the same regulated path — counterparty verification, FX lock, sanctions and Travel Rule, atomic on-chain settlement. Average finality is under twenty seconds on supported networks. Once locked, the payment is final. No reversibility, no chargebacks, no settlement risk after confirmation.

  • Average finality ~18 seconds on supported networks
  • No reversibility post-confirmation
  • Audit log entry with timestamp + on-chain reference per leg
Request settlement architecture

Why institutions use Alphaex Payments

Built for institutions that move value, not speculate on it.

A regulated cross-border rail used by banks, payment institutions, treasuries, fund administrators, OTC desks, and B2B marketplaces.

Segment 01

Banks

Banks integrating digital asset payment rails into existing fiat operations — using stablecoin corridors for settlement against partner banks where correspondent banking is slow or expensive.

Segment 02

Payment institutions

Licensed payment institutions and EMIs offering cross-border payment products to corporate clients — using Alphaex as the regulated digital asset settlement layer behind a consumer-facing brand.

Segment 03

Corporate treasuries

Multinationals moving operating capital between subsidiaries across the EU, UK, and Canada — settling intercompany payments faster than traditional wires with full Travel Rule coverage.

Segment 04

Fund administrators

Fund administrators routing investor subscriptions and redemptions across borders — using Alphaex as the regulated digital asset rail for distributions, capital calls, and redemption flows.

Segment 05

OTC desks

OTC trading desks settling client trades across stablecoins and fiat — with Alphaex as the regulated settlement counterparty with full Travel Rule, sanctions coverage, and atomic finality.

Segment 06

Marketplaces & platforms

B2B marketplaces and platform businesses settling between counterparties on their network — with Alphaex Payments as the embedded settlement infrastructure with compliance built in.

Compliance & Connectivity Stack

Connected to the networks your compliance team already trusts.

Alphaex Payments runs on the same identity, screening, and Travel Rule infrastructure used by Tier-1 banks and licensed payment institutions. Every leg is auditable, every counterparty is verified, every transfer is screened — before it reaches the chain.

MiCA CASP ApplicationBank of LithuaniaFiled April 2026
FINTRAC RegistrationCanadaActive
FATF Travel RuleTRP / Notabene / SumsubLive
AML / KYT ScreeningChainalysis + EllipticActive
Sanctions CoverageOFAC + EU + UK + FINTRAC + UNLive
Settlement NetworksEthereum, Base, Polygon, TronActive
Currency Coverage20+ Pairs · Stablecoin + FiatIn Expansion

Move payments off the correspondent chain.

Alphaex is accepting institutional onboarding applications for Cross-Border Payments. Counterparty configuration, sanctions allow-lists, FX policy, and Travel Rule integration are completed during onboarding — so payments begin from Day 1 of go-live.

Institutional clients only. Subject to KYB review. Alphaex Digital Vault UAB · MiCA CASP Application Filed · Bank of Lithuania · April 2026.